When it comes to personal safety, most consumers are unsure how to pick a self-defence spray that will be effective with minimal impact on the user. In this blog, Werner van der Westhuizen, a security consultant with three decades of experience in the industry – and someone who has tested a variety of self-defence sprays
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Are you really exempt from filing a tax return?
David van Niekerk of Vantage Chartered Accountants advises In a recent article, we covered the benefits of submitting a tax return even if you are exempt, but how do you really know that you are exempt? Local news agencies announced the change in income threshold with stories exclaiming “Earning below R500,000? You don’t need
Continue reading »Hospital plan or full cover medical aid?
A popular misperception is that a “hospital plan” is not medical aid or that an expensive, comprehensive medical aid plan provides better cover than a hospital plan. Bigger medical schemes or expensive medical aid benefit options will, however, not give you a better bed in hospital. With approximately 130 benefit options to choose from in
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